All three models let a skilled trader manage money for others, but they differ in who they suit, where the capital sits, and how much control the manager has. This page helps you pick; for the full feature-by-feature matrix see General comparison of Copy Trading, PAMM & MAM accounts in Concepts.
Which Model Fits Whom
| Model | Best for | In a sentence |
|---|---|---|
| Copy Trading | Retail clients | Followers mirror a master in real time on their own account — simple and transparent. |
| PAMM | Retail and professional money management | Capital is pooled into one master account and P&L is split by share, like an investment fund. |
| MAM | Institutional / professional money managers | Individual accounts are traded together with per-investor allocation control. |
Copy Trading
- Best for retail clients.
- Designed for simplicity — users need minimal understanding of the mechanics behind it.
- Each follower keeps their own account, with instant deposits, withdrawals, and unsubscriptions.
PAMM
- Suitable for both retail and professional money management.
- Flexible Leaderboard: can run with or without it; without the Leaderboard it can act as a MAM for professional managers.
- Widely understood as an investment fund, which makes it easy to explain.
- Deposits and withdrawals are not processed immediately (they run on rollover), which is more complex for retail investors than copy trading.
MAM
- For institutional or professional money managers only.
- Full control — managers adjust allocation settings for each investor.
- A broad term for any structure where the manager fully controls allocation; in some setups PAMM may also be considered MAM.
- Can be combined with PAMM — contact the Support team for a consultation.
You don’t have to choose just one
A single B2COPY deployment can offer all three models at once. Admins decide which account types are available to clients in the platform settings.
