Margin Ratio Concept
Determines what percentage of current price of each asset can be used as collateral, reflecting the asset's liquidity and risk level.
For Crypto Brokers
Unified Multi Asset Account (UMAA)
UMAA functions as a Cross Margin Trading Accounts. The Unified Multi Asset Account (UMAA) is a sophisticated framework that allows traders to manage multiple assets within a single account structure.
The Unified Multi Asset Account (UMAA) framework utilizes the Margin Ratio concept to evaluate liquidity and risk, determining which assets can be used as collateral.
This feature streamlines asset management and enhances trading operations, particularly in markets requiring margin, such as CFDs and Perpetual Futures.
Key features
UMAA Key Features — Smart Tools for Smarter Trading
Priority Management
Sets root asset type Margin Ratio at 100%, with varying ratios for other assets, influencing the order of asset liquidation in margin operations.
Dynamic Recalculation
UMAA continually updates Margin Balances based on current ratios and market rates.
Trader Control
Traders can choose which assets to use as collateral, though they cannot change the preset Margin Ratios.
How it works
How UMAA Works
See how UMAA turns Margin Ratios into clear collateral management for every trade.
Margin Ratio Assignment
B2TRADER Admin assigns a Margin Ratio to each asset, reflecting its risk/liquidity profile. The root asset type always has a 100% fixed ratio.
Margin Ratio Adjustment
Changing an asset's Margin Ratio triggers a recalculation of Margin Balance, impacting margin levels and potentially causing margin calls or stop outs.
Priority in Collateral Usage
Assets are used in the order of their Margin Ratios, starting with root asset type.
- If balances are insufficient, the system moves to the next highest ratio.
- For assets with the same ratio, the larger volume asset is prioritized.
Balance Utilization
SPOT Trading
Uses available balances directly without root asset type conversion, requiring enough base/quote assets for trading operations.
CFD/PF Trading
Relies on Margin Balance, calculated using total asset amount, Margin Ratio, and current exchange rates.
Opportunities of usage
Efficient Asset Management and Flexible Risk Control
UMAA brings efficient asset management, optimized liquidity, new market access, and greater flexibility in risk control.
Efficient Asset Management
Simplifies tracking and utilizing diverse assets for margin trading.
Optimized Liquidity Use
Ensures high-liquidity and low-risk assets are prioritized in collateral calculations.
Access to New Markets
Upon the product expansion there is a simple option to include new local currency into the list of collateral.
Risk Mitigation
Allows traders to manage risk dynamically by selecting which assets contribute to margin calculations.
Financial Adaptability
Facilitates seamless portfolio adjustments to reflect changing market conditions and liquidity preferences.
FAQ
The Margin Ratio is the percentage of an asset's price that can be used as collateral, reflecting its liquidity and risk profile. It directly influences the calculation of the Margin Balance and asset prioritization.
No. Margin Ratios are configured by B2TRADER Admin to reflect each asset's liquidity and risk profile. Traders can choose which assets to use as collateral but cannot change the preset ratios.
UMAA unifies multi-asset balances in one account. SPOT trades use available balances directly; CFD and Perpetual Futures rely on Margin Balance calculated from collateral assets, Margin Ratios, and live exchange rates.
An asset with a 0.00% Margin Ratio cannot be used as collateral. It is excluded from Margin Balance calculations and is not considered in margin operations or collateral prioritization.
Traders can enable or disable specific assets as collateral via checkbox controls. Only assets with a non-zero Margin Ratio and an active collateral selection contribute to Margin Balance.
Margin calls and stop outs are triggered when Margin Balance falls below required levels after ratio changes, market moves, or deductions. Changing a Margin Ratio recalculates balances and may push accounts toward margin call or stop out thresholds.
Ready to Unify Multi-Asset Trading on B2TRADER?
Open a demo account or book a walkthrough with our team.