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As a hard-working, goal-oriented, and well-rounded person, I always strive to do quality work for every job I do. Faced with challenging tasks in life, I have developed the habit of thinking rationally and creatively to solve problems, which not only helps me develop as a person, but also as a professional.

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Tamta Suladze

Tamta is a content writer based in Georgia with five years of experience covering global financial and crypto markets for news outlets, blockchain companies, and crypto businesses. With a background in higher education and a personal interest in crypto investing, she specializes in breaking down complex concepts into easy-to-understand information for new crypto investors. Tamta's writing is both professional and relatable, ensuring her readers gain valuable insight and knowledge.

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Choosing the Best Crypto Payment Gateways: Here Are The Top 15


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Today, the corporate environment is undergoing a new phase of growth, with an abundance of solutions based on crypto technology being actively adopted. Businesses, both digital and traditional, have advanced to a new level of consumer retention by using crypto technologies to manage production and mutual settlement procedures. 

With the ability to process transactions in both fiat money and cryptos at the same time, the crypto world has presented businesses with a whole new set of opportunities for working with consumer payments in a timely, secure, and effective manner. And this technology is called a crypto payment gateway.

This article will guide the world of crypto technology and explain what a crypto payment gateway is and its importance for digital businesses. In addition, you will learn about the advantages of such systems to businesses in making payments. Ultimately, you will learn about the 15 best crypto payment gateways in 2023 that are worth a look.

Key Takeaways

  1. Crypto gateway is an automated high-tech system that provides an efficient process of working with payments in digital assets.
  2. Cryptocurrency gateways have a significant advantage in payment processing speed, fees and security over traditional payment services. 
  3. A crypto payment gateway acts as a link between merchants, crypto processors and the buyer’s wallet, processing the basic information about the crypto payment.

What is Crypto Payment Gateway and Why is it Important in Digital Business?

The emergence of crypto payments gateways in the realm of business has brought about a paradigm shift in the acquisition of crypto. These gateways serve as a crucial link between businesses and their acquiring partners, particularly banks. They play a pivotal role in ensuring that customer data is swiftly and efficiently verified while also being encrypted to mitigate the risk of data breaches or leaks.

crypto payment gateway

Crypto payment gateways work as an online platform or digital system that leverages blockchain technology to facilitate the transfer of digital coins from one address to another. Additionally, these systems enable the conversion of crypto assets into fiat money, which represents the electronic equivalent of physically existing money in different countries worldwide. Crypto payment systems have gained widespread adoption in both the individual and business environments, providing a secure and efficient payment method.

Crypto payment services have become increasingly popular due to their ability to simplify and streamline the process of accepting and transferring digital currency. These crypto payment gateway are equipped with specialised software tools that enable the seamless conversion of crypto to fiat currency and facilitate automatic transfers to merchants’ wallets. Payment gateways typically support a range of digital coins, including popular options such as BTC, ETH, LTC, XRP, and BCH, as well as stablecoins that are designed to maintain a stable value. Many experts believe that stablecoins have the potential to become a reliable payment method in the future.

It is also worth noting that a crypto payment gateway is an integral part of the payment system as part of its standard operation. Since making a regular or crypto payment is a technically complex process involving multiple stages of verification, processing and validation, the crypto payment gateway provides a link between all elements of the system involved in the transaction. The entire system has a closed loop, and each transaction passes through all stages in order to be validated and executed.

A crypto payment gateway may have an API module to allow the integration of third-party solutions to analyse different parameters of each transaction.

Fast Fact

Benefits of Crypto Payment Gateway

Crypto payment systems and processors are turning the perception of the convenience of the process of mutual payments for services and goods within classic and digital businesses. Opening up the vast possibilities of working with digital transactions that decentralisation brings, companies are actively taking advantage of the numerous advantages of the best crypto payment gateways on the market today in 2023. Let’s take a look at the main and most important ones below.

crypto payment gateway

Rapid and Efficient Transactions

Any modern Bitcoin payment system offers high-speed transaction processing. Crypto payment processing gets exceedingly rapid when there are no intermediaries, taking less than 10 seconds to process transactions. It enables merchants to accept crypto and rapidly convert it to fiat currency at any moment.

As a result, the transaction takes place on a decentralised peer-to-peer network, with nodes exchanging payment data, validating it, and sending it to the distributed ledger. It’s worth noting that the wallet address here acts as an identifier for both parties participating in the transaction.

When data containing a block is added to the chain, the blockchain saves the transaction details while ensuring transaction immutability. As a result, a crypto payment gateway enables users to transmit crypto coins in exchange for a specific product or service using a decentralised payment paradigm.

Improved Security Features

The use of a Bitcoin payment gateway to make digital currency or blockchain-based payment transactions is favoured for its security. The software of all distributed ledgers is designed with security in mind from the beginning. Cryptos ensure privacy through highly encrypted wallets and automated transactions. 

The blockchain’s encoding is also immutable, meaning any changes cannot be undone. Each transaction has clear evidence, and neither party can modify that evidence afterwards, making crypto payment solutions an ideal instrument for making financial settlements in the framework of digital business.

Diminished Fees

Today, any crypto payment system allows you to conduct transactions using the advantages of decentralisation, which are not available to conventional payment processing methods (systems). Using credit cards to purchase goods or services involves multiple intermediaries, each of whom charges a fee for their services. The fees associated with credit card processing typically range from 2% to 5% and can vary from merchant to merchant. In contrast, Bitcoin’s decentralised nature allows for direct payments from sender to receiver, eliminating the need for intermediaries and reducing transaction costs. The adoption of Bitcoin and other digital coins as a payment method can benefit businesses by reducing the costs associated with crypto transactions.

Diminished Fees

Access to Global Markets

Any company using the BTC payment gateway has the opportunity to do business with individuals and legal entities in any corner of the world. Thanks to the use of a system of multichannel payment protocols providing easy and fast access to accounts, payment terminals and acquiring services for crypto transactions as payment for goods and services of any company, regardless of its activity. As a consequence, it is possible to do business with other companies or individuals, bypassing many restrictions and barriers associated with classic payment services that work closely with many intermediaries to process financial transactions.

Integration Options

Almost every Bitcoin payment processor, being used within the payment system of one or another company, offers a very useful advantage of integrating third-party services and applications to expand its functionality.

Integration Options

Similar to a trading platform integrated into the interface of a crypto exchange for deeper market analytics, the BTC payment gateway offers the ability to connect via API a variety of tools for collecting payment statistics, analysing cash flows by multiple criteria and much more, which ultimately significantly increases the efficiency of work with crypto payment orders in the long term.

No Chargeback

Using a crypto gateway in a business payment system, one can forget about chargebacks. Because transactions conducted using digital assets are fundamentally different from those performed by standard payment processing services due to the decentralised nature and peculiarities of the blockchain networks within which they are performed. Thus, once confirmed, a transaction cannot be reversed, regardless of the other conditions under which it was made. This avoids fraud and other fraudulent activity.

No Chargeback

Most Outstanding Crypto Payment Gateways in 2023

With all of the above in mind, there is no doubt that a reliable crypto payment gateway solution is not just an alternative option that allows customers to use digital coins to pay for goods and services but a vital tool that provides access to a variety of useful features that together facilitate and speed up the payment process.

crypto payment gateway

Today, the market is full of companies offering a reliable and modern approach to using digital assets for payment. Below is a list of the best crypto payment gateways that have distinguished themselves in the field of crypto processing software development, including crypto gateways for crypto transactions.

1. B2BinPay

B2BinPay is a top-performing crypto processing solution for businesses and corporations. This platform offers fast, secure, and reliable storage, transfer, receipt, and acceptance of digital currencies across a global network. It enables cross-border transactions at a fraction of the cost charged by traditional gateways, with no hidden or recurring fees. 

B2BinPay provides real-time balance reports and transaction history and activity to its users. It supports over 800 tokens, automatic withdrawals, and secure customer checkout, making it one of the leading enterprise payment solutions.

2. DePay

DePay is a digital service that uses the power of DeFi and Web3 technologies to provide a payment infrastructure that enables blockchain-based payments. As part of the payment transaction, DePay automatically converts tokens, making them easier for merchants to use. With DePay, received payments are instantly accessible in real-time, improving cash flow for merchants and developers. DeFi is leveraged by DePay to increase significantly the number of accepted tokens, allowing merchants to accept various digital assets.

3. Plisio

Plisio is a payment gateway that allows businesses to accept crypto payments from customers. It supports a variety of coins, including Bitcoin, Ethereum, Litecoin and many others, and provides a simple and secure way to process transactions.

Plisio offers several tools and features to help businesses manage crypto payments, including a donation page, shopping cart plugins, and invoicing solutions. It also provides various integration options with popular e-commerce platforms such as Shopify, WooCommerce, Magento, and more.

4. Stripe

Stripe is a multi-functional international payment SaaS platform of Irish-American origin that provides fast and secure service for processing payments to financial companies worldwide. It is well known for its anti-fraud processes, which are consistent with the overall commitment to AML regulations.

Stripe is a great e-commerce solution as it provides over 450 integrations for accounting software, CRM platforms, POS and CMS systems. With Stripe, handling international payments is greatly simplified, allowing you to scale your business quickly and efficiently if desired.

5. SpicePay

SpicePay has developed a payment platform that operates on blockchain technology, making it possible for merchants to accept crypto payments in a user-friendly and cost-effective way. SpicePay primarily caters to South American, East European, and South Asian markets, but its wire transfer gateways allow it to be used globally. With its mobile-friendly, fast, affordable, and secure features, SpicePay simplifies conducting business using cryptos.

6. GoCoin

GoCoin is an international payment processing service providing a payment gateway consisting of customers’ APIs open for integration into businesses, retail and online merchants so they can accept Bitcoin, Litecoin and Dogecoin as payment methods.

GoCoin has only a one per cent fee for transactions. Also, GoCoin is a written-in Go language (golang) solution for Bitcoin that includes an online client, server software running all the time, an offline wallet application and other tools.

7. Corda

Corda is a restricted Ethereum blockchain-based crypto payment gateway and platform that utilises JVM smart contracts and is intended to be used exclusively by financial institutions for crypto transactions. A distributed ledger behaves like a distributed database that is decentralised like a blockchain. The data is stored on different nodes and hosts in the network.

8. CoinsBank

CoinsBank is a service that combines a payment system that supports Bitcoin and a lot of other altcoins, as well as a platform for exchanging cryptos. The trading terminal has a simple and intuitive interface that provides real-time transaction management and monitoring of changes in quotes on the market.

A distinctive feature of the CoinsBank payment gateway is the issue of a debit card connected to a wallet within the system. The user can use this card to make crypto and fiat purchases, thanks to the possibility of conversion.

9. Whalestack

Whalestack is a payment processor that allows online merchants and e-commerce shops to receive digital currencies and settle payments in their preferred national currency. The platform supports Bitcoin, Ethereum, and other cryptos and automatically converts them to the merchant’s bank account or crypto wallet. 

With Whalestack, merchants can denominate and settle sales in a national currency of their choice, regardless of the crypto used by the customer.

10. Paystand

Paystand’s main product is an enterprise-focused real-time payment system called Paystand Bank Network. 

Paystand fully automates payment procedures for specific industries. For example, the company allows insurance companies to receive premiums digitally and send claim settlements. Manufacturing, transportation, and pharmaceutical industries also benefit from a digitised money cycle.

Paystand does not charge a fee for payment processing. The company works with its customers on a subscription model – they are charged a fixed fee for using the software.

11. Blockonomics

Blockonomics is the only Bitcoin payment gateway that provides complete decentralisation in the e-commerce industry while ensuring complete anonymity and security of payments. 

Blockonomics decentralised payment system has all the tools necessary for any Bitcoin transaction. It can be used to pay for purchases conveniently at thousands of partner stores worldwide. The system also expands e-commerce opportunities by allowing online stores to accept BTC payments.

12. GoURL

The GoURL company provides crypto services such as Bitcoin plugins that can be seamlessly embedded with the WordPress website. With its Monetiser Online service, users can receive crypto coins without creating a website. It offers a free sign-up process. Although this service is free, it comes with additional fees, such as a compensation fee of 3.5%. As well as the compensation fee, GoURL charges a commission of 1.5%. Despite its popularity, it does not support bank transfers for users who value anonymity.

13. BTCPayServer

BTCPayServer is a free and open-source payment server that enables you to receive Bitcoin and other virtual coins without any fees or intermediaries. It can be seamlessly integrated into various platforms such as e-commerce stores, physical stores, charities, and content creators, allowing them to accept virtual assets as a form of payment.

14. Strike Payments

Strike Payments is one of the world’s leading digital wallets built on the Bitcoin Lightning Network, with its own Strike API platform to serve trading platforms and merchants. This allows you to easily customise and manage different stores, cash flow information, and more. 

15. Veem

Veem is a San Francisco-based online global payments platform founded in 2014 by Marwan Forzley. It was previously known as Align Commerce and changed its name to Veem on March 8, 2017. The company serves 100 countries and 70 currencies, including US dollars, Canadian dollars, pounds sterling, euros, Hong Kong dollars, yuan and Australian dollars. Customers in 100 countries can receive payments, and customers in 25 can send payments.


Today’s corporate operations need the use of crypto payment services because of the advancement of technology and the emergence of new tools that are propelling the financial industry’s growth.

To stay one step ahead of the competition and offer the best payment options, companies are trying to partner with the best crypto payment gateways on the market that provide all the conditions for fast, secure, and efficient processing of payments in digital currencies.

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As a hard-working, goal-oriented, and well-rounded person, I always strive to do quality work for every job I do. Faced with challenging tasks in life, I have developed the habit of thinking rationally and creatively to solve problems, which not only helps me develop as a person, but also as a professional.

Read MoreLinkedin


Tamta Suladze

Tamta is a content writer based in Georgia with five years of experience covering global financial and crypto markets for news outlets, blockchain companies, and crypto businesses. With a background in higher education and a personal interest in crypto investing, she specializes in breaking down complex concepts into easy-to-understand information for new crypto investors. Tamta's writing is both professional and relatable, ensuring her readers gain valuable insight and knowledge.

Read MoreLinkedin